Tools

Mortgage calculator

Quick estimate. Actual offers vary by lender, your credit history, and security. Use this to size up affordability before contacting an agent.

Property price (₦)

Down payment (₦)20%

Annual interest rate (%)

Loan term (years)

Heads up

Nigerian mortgage rates typically range 15–25% APR. The Federal Mortgage Bank's National Housing Fund rate is lower (around 7-9%) but eligibility is tighter. Always confirm directly with the lender.